Real Estate Investor Calculator
Analyze fix and flip loans, rental properties, and investment opportunities
Property Details
$500,000
$400,000
$50,000
$360,000
1990
Financing
$360,000
7.500%
Rental Income & Expenses
$3,000
5%
$3,000/year
$1,200/year
$1,500/year
8%
Exit Strategy
5 years
3%
6%
Investment Analysis
Acquisition Summary
Purchase Price:
$400,000
Rehab Cost:
$50,000
Total Investment:
$450,000
Loan Amount:
$360,000
Loan-to-Cost (LTC):
80.0%
After Repair Value (ARV):
$500,000
Loan-to-Value (LTV):
72.0%
Monthly Cash Flow
Gross Rental Income:
$3,000
Vacancy Loss:
-$150
Effective Rental Income:
$2,850
Monthly Mortgage Payment:
$2,517
Property Taxes:
$250
Insurance:
$100
Maintenance:
$125
Property Management:
$228
Total Monthly Expenses:
$3,220
Monthly Cash Flow:
-$370
Annual Cash Flow:
-$4,440
Cash-on-Cash Return:
-4.9%
5-Year Projection
Projected Property Value:
$579,637
Remaining Loan Balance:
$326,846
Equity:
$252,791
Selling Costs:
$34,778
Net Proceeds from Sale:
$218,013
Total Profit (incl. Cash Flow):
$195,813
Return on Investment:
43.5%
Annualized ROI:
7.5%
DSCR Analysis
Monthly Rental Income:
$3,000
Total Monthly Payment:
$2,867
Debt Service Coverage Ratio:
1.05
Qualifies
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